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Corporate Engineering and Research Jobs and Careers at FM Global

Adjuster

St Louis, Missouri

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Overview

You’ll quickly learn that we’re not like other property insurance companies. We’re guided by the belief that most losses can be prevented. So we do everything we can to understand your business needs and reduce your risk.

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Success Profile

What makes a successful Candidate at FM Global? Check out the traits we’re looking for and see if you have the right mix.

  • Client/Customer Focus
  • Decision Quality
  • Collaboration and Teamwork
  • Ensures Accountability
  • Change Agent
  • Communicates Effectively

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Our People

Hear what our employees have to say about working at FM Global

Kevin

Account manager
employee since 2008

My parents have always instilled in me the concept of working hard, having fun, thinking long term and planning for the future. FM Global is exciting, innovative and dynamic, and with so many professional opportunities here, it's also a company where you can spend your whole career and never get bored. I remember back during one of my initial interviews with FM Global, a manager shared that over 80% of the office staff had been with the company since they graduated college. That kind of longevity is one of the reasons I decided to work at FM Global. I'm proud to work for a company that invests in its employees and trains them to be the best. The willingness to learn is universal, the exposure to knowledge is infinite and the different career paths are endless. The opportunities to think long term don't get much broader.

–Kevin

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Benefits

  • Retirement

    Your financial goals are important to us, so we offer retirement programs that reflect local policy and custom.

  • Career Development

    Your time at FM Global should be valuable and enriching, with plenty of opportunities for skills development and career growth.

  • Employee
    Incentive Plan

    Eligible employees participate in an incentive plan based on the company achieving its annual financial goals.

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Responsibilities

Job ID 2018-8222 Date posted 01/07/2019 Locations St Louis, Missouri;

More information about this job:

Overview - External:

FM Global is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM Global helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles.

We have a great opportunity for an Adjuster position in our St. Louis office. 

Investigate, resolve and settle all assigned claims within the insuring agreement in an equitable manner to the satisfaction of the Client and FM Global, as well as assist the Client in salvage, restoration of production, business interruption, claims preparation and subrogation. Manage, control and coordinate any consultant service engaged for specialized assistance in any area of the adjustment process.

Formalized training, including classroom, office and field will be provided. 

Approximately 10% travel can be expected.

The position is eligible for a company car plan.


Responsibilities - External:

The successful candidate will be trained to investigate, mitigate and manage large commercial property claims.  This person will be empowered to resolve and settle all assigned claims within the policy's insuring agreement for AFM and FM Global. Included in duties will be managing experts and consultants from various technical areas including forensics, engineering, accounting and legal.

Under the direction of the Operations Claims Manager - the candidate will develop an understanding of the practices and procedures of FM Global in order to become a competent member of the claims staff, able to perform prompt, equitable and satisfactory loss settlement.

Will be assigned individual losses within the St. Louis Operations territory at the direction of the Claims Manager. Based on experience level, will be assigned as first adjuster on losses up to $5,000,000 with supervision as needed. Occasionally, the incumbent may be assigned larger losses based on experience or special qualifications.

Will negotiate with the Client to reconcile any differences of opinion about the extent of loss and/or coverage. Will maintain rapport with the Client, in order to reach an equitable and favorable settlement as promptly as possible.

Will work within the St. Louis office with 10%-30% on site travel as required. Could include overnight stays as well as emergency basis travel. Additionally, could involve analysis of damaged structures and conditions with no utility service, crawling and climbing in unsafe damaged areas, and exposure to hazardous and/or contaminated sites.

Qualifications - External:

Education

Four year college degree in engineering or other related discipline or equivalent experience.

Depending upon state mandates, adjuster licensing could be required for this position, often requiring on-going education for annual recertification.

Experience:

One year experience within another FM Global business segment or equivalent external position with a minimum of 3-5 years of property adjustment experience preferred.

Skills/Knowledge:

Fundamental   understanding of company claims procedures; strong interpersonal skills including negotiating and consulting; and solid communication skills, both written and oral.  Additionally must be organized and possess the ability to make quick and sound recommendations.  A high level business understanding of FM   Global is required as is a working knowledge of company based technology. 

The successful candidate should be analytical, results driven and possess superior communication skills.  The candidate should be well organized and have an ability to plan and prioritize.  Knowledge of Microsoft Excel and Word are necessary.

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