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Senior Underwriter

Client Service Job ID 2022-11622 Sydney, Australia 02/14/2022
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FM Global, a Fortune 500 Company, is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM Global helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and outstanding financial strength. To do so, we rely on a multifaceted, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging and meaningful roles.

We are looking for an enthusiastic and experienced Senior Property Underwriter to join the Client Service team in Sydney. With career progression opportunities into Account Management in 1-2 years, the ideal candidate will have a strong commercial acumen, proven leadership skills and the ability and desire to develop and manage client/broker relationships.

The Senior Property Underwriter plays an integral and significant function within the organisation. The position is accountable for sound underwriting on both existing business and new business. An underwriter has responsibility for conducting “ground up” underwriting analysis and processing in support of the long-term profitability of the Australian Operations book of business. Mentorship is provided by established Account Managers, who the role supports, and a degree of autonomy and initiative will be needed to ensure success in the role. The dynamic, inclusive and encouraging team environment in Client Services is an outstanding place to continue to grow and develop your career!

The ideal candidate will have strong interpersonal skills, with excellent decision quality, keen to grow their exposure to brokers and clients and the associated client servicing processes with a view to developing into an Account Manager within 1-2 years. An engineering background is not vital but can help when interpreting the risk data and assessments.


  • Support Account Managers in handling underwriting details such as risk assessments, line setting, reinsurance needs and placement, MFL studies, rating and pricing, analysis of coverages, terms and conditions, value analysis and certificates of insurance.
  • Build and maintain a strong understanding of the underwriting guidelines, policy terms and conditions, profitability analysis and pricing to support the Account Manager in program analysis and design.
  • Collaborate with Account Managers on program structure and line setting, gain an understanding of FM Global’s capacities/appetite and the use of reinsurance placements and recording practices.
  • Apply loss prevention and control concepts from an underwriting perspective, using information provided by FM Global engineers and the wider team.


  • Bachelor’s degree (engineering or business degree preferred).
  • 5+ years’ experience in insurance, property underwriting or financial services.
  • Proficient in and have excellent interpersonal, time management, problem solving skills and have a solid understanding of MS Office products.

We offer our employees a wide range of benefits including career long learning opportunities, private medical insurance, education assistance, flexible schedules, health and well-being programs, volunteer days and so much more!

FM Global is an equal opportunity employer committed to providing a working environment that embraces and values diversity, equity and inclusion. If you have any support or access requirements, we encourage you to discuss these at time of application. We are committed to creating an inclusive workplace and offer a number of options for flexible working.

Please note that all FM Global visitors, including external candidates interviewing for open positions will be required to be vaccinated and should be prepared to provide proof of vaccination.

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